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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 973-509-3015.
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Buyers Want Your Home for as Little as Possible. Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision. Find Out More > View All Offers >
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"Thank you Thank you Thank you..." "Thank you for everything you did to make our first home buying experience the most amazing! So fun and easy..." Jena & Brian Bloomfield NJ Read Quote > View All Quotes >
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During my nearly 20 years as a Realtor, I have closed transactions in many different market conditions. Because the real estate industry has become more sophisticated and challenging, you need a professional who understands the business and is positioned to stay ahead of the game. My grasp of the local real estate market will provide you with invaluable insights into buying or selling your home. I constantly research the market so that I know how your property should be priced effectively for sale. And if you're buying, my knowledge of the neighborhood will help you choose the perfect home. I've been awarded a Lifetime membership in the New Jersey Association of Realtors' Distinguished Sales Club. I'm a member of the West Essex Board of Realtors and Garden State Multiple Listing Service. I'm a full-time Realtor since 1984, and I've closed more than $35 million worth of transactions since 2000.
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Financing Your Home >Credit Card Mania
Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.
According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.
The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.
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| Q |
1992 marked the first year since before the Civil War that there were fewer than 2 million ________ in the United States?
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| A |
There are fewer than 2 million farms, and agricultural land is still being carved up for residential and commercial uses. |
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