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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 973-509-3015.
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Buyers Want Your Home for as Little as Possible. Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision. Find Out More > View All Offers >
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"We are thrilled with the house..." "We would not hesitate to refer her to any of our friends..." Kim & Doug Williams New Home Owners Read Quote > View All Quotes >
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Welcome! Here You Can Find Great Information on Montclair, Bloomfield, Verona, Cedar Grove, Essex Fells, Roseland, West Orange and the Caldwells, New Jersey Real Estate
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Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes. Need local real estate information? I've summarized much of what is important about the Montclair, Bloomfield and the Caldwells real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top REALTORŪ. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR REALTORŪ. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a top Montclair, Bloomfield and the Caldwells REALTORŪ, I have the experience and track record you are looking for. Please let me help. - Kathy Burke  |
|  | | | I can help with real estate everywhere- Burgdorff ERA has a worldwide Relocation & Referral network!! Call me - I can put them to work for you!! | |
|  | | | West Caldwell, with its winding maze of residential street, borders Caldwell on its northern and western boundaries | |
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Disclosure Laws >Read the Fine Print
Many states require the seller of a home to fill out a real estate disclosure statement when transferring the title. The disclosure is designed to reveal any material defects in the home to the new owner. When buying a home, take the time to read the fine print of the disclosure form.
Look for a section that asks the seller to indicate the material defects that exist in the home's major systems. Most forms will specify interior and exterior walls, ceilings, roof, insulation, windows, fences, driveway, sidewalks, floors, doors, foundation, and the electrical and plumbing systems. As the buyer you will want to know of defects in any of these areas.
Sellers are required to note the presence of environmental hazards or zoning violations. They must disclose if there are any encroachments or easements, or walls or fences shared with adjoining landowners. Room additions or repairs made without the necessary permits or not in compliance with building codes must be noted. Sellers must disclose citations or lawsuits against the property. If any such conditions appear on the disclosure form, consult with your real estate agent immediately regarding how to proceed with negotiation.
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What document must lenders provide within three days of receiving your application for financing?
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| A |
The "Truth In Lending Disclosure Statement" will give you complete financial information about the loan. |
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