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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 973-509-3015.
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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"It was a pleasure to meet & work with Kathy..."
"Kathy's local knowledge,experience and thoughtful commitment were greatly appreciated..."
Karen New Homeowner Maplewood NJ
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 Compare three mortgages at one time.
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Request My Free Relocation Package. Don't Move To Montclair, Bloomfield and the Caldwells Without It!  Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate to and from the Montclair, Bloomfield and the Caldwells, New Jersey area. If you will be moving to the Montclair, Bloomfield and the Caldwells area, we can correspond by email and phone. Together, we'll determine what type of home, price range, and neighborhoods you are interested in. I'll send you every home or property that is currently available that matches your criteria. When you visit, I'll be ready! We will visit the Montclair, Bloomfield and the Caldwells neighborhoods and homes that interest you the most. In addition, we can talk about schools, sub-divisions, local market conditions, local culture... anything that is important to you. Remember: As a top Montclair, Bloomfield and the Caldwells REALTORŪ, it's my job to know this area inside and out, and I want to make your transition as smooth as possible. To get started, fill out the form to request my FREE Montclair, Bloomfield and the Caldwells, New Jersey Relocation Package. I'll send it right out. It's full of useful and important information about this area. You are under no obligation, so you can't go wrong... Are you new to the area? Request my FREE package of Montclair, Bloomfield and the Caldwells relocation information. It's my job to help! There's no obligation, and I promise to respond quickly...
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First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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| Q |
In what real estate market are more than 90 percent of home sales cash transactions?
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| A |
Palm Beach, home to princes, politicians, and CEOs, has homes from 2,000 sq.ft. condos to 56,000 sq.ft. estates. |
 See More Real Estate Trivia > |
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