|
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 973-509-3015.
|

Sign Up For My eNewsletter, FREE! There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU. Find Out More > View All Offers >
|

"Thank you Thank you Thank you..." "Thank you for everything you did to make our first home buying experience the most amazing! So fun and easy..." Jena & Brian Bloomfield NJ Read Quote > View All Quotes >
|
Compare three mortgages at one time.
Download TripleCalc now. It's free.
|
|
|
 |
About Montclair, Bloomfield & the Caldwells, New Jersey Areas  |  | | Brookside Park in Bloomfield is one of the many parks offering ball fields, playgrounds & strolling paths |
Request my Free Montclair, Bloomfield and the Caldwells Relocation Packages. It's packed full of useful and important information about the Montclair, Bloomfield and the Caldwells, New Jersey areas. Don't move here without it! Remember: I'll send it to you for free and without obligation. Just fill out the form and I will send it right out...
 |  | | Church Street offers local boutique shopping & chaming cafe and formal dining- something for every taste!! | |
 Montclair The first mountains to rise above the Meadowlands west of New York City serve as the crown for the community of Montclair. The name is translated literally as "bright mountain," and the township sparkles with a bustling, diverse population, tree-shaded streets and fine custom- built homes. Evening breezes sweep down the mountainside to cool the hillside community, which offers Manhattan views from many of its estates. Montclair has evolved into the diverse and dynamic community that continues to offer the best accessibility for commuters to Manhattan, as well as points north and south. Stately homes, tree-lined streets, many diverse houses of worship, award winning schools, restaurants that range from four-star elegant to family –style, and cultural and recreational activities to entertain, keep the most active family busy. The attraction of Montclair's sophisticated population and aesthetic appeal has enticed leaders from many professions to the community. Educators, scientists, sport notables, artists, business and commerce leaders, heads of world and national groups and presidents of educational organizations mingle on a daily basis with shopkeepers and local business and professional people. Today, Montclair is a community of about 40,000 residents. Never content to be merely a "bedroom community," Montclair is a family-oriented town. Its innovative public and private school education, programs and the expanded offerings at Montclair State University have enhanced its heritage in education. A haven for artists and writers, it is a seasoned community whose many stately homes enhance its charm. Yet at the dawn of a new century, Montclair remains alive to the spirit of the times. 
|  | | New Bay Street Train Station runs the Manhattan Direct Train Station bringing commuters to & from work in less than 40 minutes! |
 |  | | Bloomfield Public Library sits on the 'Town Green' & offers a range of programs for all ages from pre-K to Senior Citizens!! | |
 Bloomfield Incorporated in 1812, Bloomfield was named in honor of General Joseph Bloomfield, a revolutionary war hero and New Jersey's fourth governor. Located just 14 miles west of Manhattan, the town is a commuter's heaven. Manhattan-bound buses run frequently throughout town, and NJ Transit trains have direct service to Penn Station. Bloomfield is divided into neighborhoods, from the north and Brookdale and Oakview sections, which are primarily residential, to the southern most Watsessing section, which is a mixture of commercial, industrial and residential. Located in the heart of the town is "Bloomfield Center" a thriving commercial area of over 250 stores, that also includes the historic "village Green," surrounded by large, gracious older homes. The 5 square mile township has two county parks, including the north end 112 acres Brookdale Park, where charming colonial and Tudor-style homes adorn the park's edge. Summer concerts and Independence Day fireworks take place in the park's amphitheater. Brookdale Park also features a rose garden, tennis courts, and jogging and bike trials. At the southern end of town the 70 acre Watsessing Park has a children's playground, soccer fields, a running track and a senior center. The town's estimated 47,000 residents reside primarily in single family homes, although Bloomfield residential real estate also includes a number of multi-family homes, condominiums and small apartment buildings. The majority of homes were built from about 1900 into the 1940s, and range in style from colonials to cape cods and some ranches built in the 1950s and later. There are eight neighborhood elementary, one middle and one high school, in the public school system, and two private parochial schools. Bloomfield College, a four- year private liberal arts school, founded in 1868, is situated near the historic Village Green, and has a student body of about 1,80. Bloomfield has a 178,000 volume public library and two art centers – the Oakside-Bloomfield Cultural Center, and the Westminster Theatre at Bloomfield College, where a professional theatre company presents dramatic, musical and children's plays throughout the year. Art classes are available to children and adults, through the Bloomfield Art League, and a variety of sports programs are offered through the Board of Recreation. 
 |  | | Oakside Cultural Center located in the Historic Section offers many programs, lectures & classes about local history & more!! |
 |  | | Birthplace of President Grover Cleveland a national historic landmark and museum open to the public | |
 Caldwell & West Caldwell Caldwell is an historic town named after the Reverend James Caldwell. The fighting parson, who had the church hymnals ground up for cannon fodder during the American Revolution. The 7,549 residents of this compact little town, just 20 miles away from Manhattan, still cherish that heritage while enjoying the best of two worlds. On one hand, they have a thriving business center, alive with a smorgasbord of shops and services. Just a few steps from wherever they live, virtually any need can be filled. On the other hand, they enjoy listening to the bells toll from the historic First Presbyterian Church. Visit Grover Cleveland's birthplace. The quiet seclusion of the "cedars" area, with its winding, tree-shrouded streets, are lined with beautiful Colonial-style homes - some overlooking the scenic lake in Grover Cleveland Park. West Caldwell, with its winding maze of residential street, borders Caldwell on its northern and western boundaries. Its 10,422 residents enjoy the decidedly suburban atmosphere of a community that offers a myriad of services, yet takes pride in it small town, family minded attitude. West Caldwell is a place where diversity of terrain and architectural allows its residents to choose between the wooded hills of the Presidential area, with its charming older colonials and beautiful sunset views, or the more recently developed areas in various other parts of town. North Caldwell Hidden away in the scenic, wooded hills are the highest parts of the area. North Caldwell is the same relatively close in distance to Manhattan, as its neighbor to the south, Essex Fells. Its 6,706 residents relish their beautiful homes and quiet, winding street. An almost totally residential haven for commuting professionals, North Caldwell seems light years away from the frenzied activity of some surrounding areas. Where else can you live in a sleek contemporary, and yet run out to the only retail establishment, and get afresh tomato for your BLT? One that was just picked a few minutes earlier right out of the field behind the stand. Home styles in North Caldwell are almost equally divided between colonials, split levels and ranches with a sprinkling of contemporaries added for variety. North Caldwell was part of a 13,500-acre tract of land called Horse Neck, that was purchased by Newark colonists from the Lenni-Lenape Indian tribe in 1701. 
 |  | | Matarazzo Farms a working produce farm offering fruits & vegetables 9 months out of the year |
It's my job to know EVERYTHING about Montclair, Bloomfield and the Caldwells! Ask me any question. Or request a FREE information package. There's no obligation, and I promise to get back to you quickly... 
About Appraisals >Lender Appraisal
Many sellers think that the price of their home is determined solely by what they are willing to accept and what the buyer is willing to pay. However, there is one more variable that can affect the sale of a home assuming that a bank loan is involved -- the lender's appraisal.
To protect the interest of their investors, the buyer's mortgage lender hires a licensed appraiser to give an independent, objective opinion of what the property is worth. The appraiser compares the house with similar homes in the neighborhood that have recently sold. Square footage, amenities and the condition of the home are taken into account. Renovations and home improvements made by the seller usually add value to the home, while defects such as needed repairs or code violations decrease the property's value. The seller's real estate agent can provide the appraiser with up-to-date information about neighboring homes that have sold to support the seller's asking price.
|
 |
| Q |
Lenders in 14 states--California, New York, Oregon, Utah, Vermont and Wisconsin and 9 others--have what in common?
|
| A |
Lender in these states must pay interest on funds held in escrow accounts. |
See More Real Estate Trivia > |
|
|
|
|