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Testimonials: Montclair, Bloomfield and the Caldwells New Jersey home buying, real estate listings, and homes for sale in Essex County, NJ

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I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what people are saying about me...

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"It was a pleasure to meet & work with Kathy..."
"Kathy's local knowledge,experience and thoughtful commitment were greatly appreciated..."

Karen New Homeowner Maplewood NJ

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"Thank you Thank you Thank you..."
"Thank you for everything you did to make our first home buying experience the most amazing! So fun and easy..."

Jena & Brian Bloomfield NJ

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"We are thrilled with the house..."
"We would not hesitate to refer her to any of our friends..."

Kim & Doug Williams New Home Owners

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"We are very grateful..."
"You also make a great babysitter..."

Karen, Jai & Nicole "The Westwoods"

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You have a story to tell about me. You've worked with me, and I've helped you buy or sell a home. I need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell me how I did...

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Financing Your Home >Your Financial Cushion

When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.

First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.

A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.

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Q	What was the longest distance a building has ever been moved?
A	Detroit's five-story Gem Theater, built in 1927, was moved 1,850 feet (5 blocks) to make way for two new sports stadiums.
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Kathy Burke, REALTORŽ, real estate agent and broker for Montclair, Bloomfield and the Caldwells New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Kathy Burke
Schweppe Burgdorff Realtors ERA
736 Valley Road
Upper Montclair, NJ. 07043
973-509-3015
973-228-5922
Cell: 973-632-1081
973-233-2300
Fax: 973-783-3617
Email: kathleenburke@NUMBER1EXPERT.com
During my nearly 20 years as a Realtor, I have closed transactions in many different market conditions. Because the real estate industry has become more sophisticated and challenging, you need a professional who understands the business and is positioned to stay ahead of the game. My grasp of the local real estate market will provide you with invaluable insights into buying or selling your home.

I constantly research the market so that I know how your property should be priced effectively for sale. And if you're buying, my knowledge of the neighborhood will help you choose the perfect home. I've been awarded a Lifetime membership in the New Jersey Association of Realtors' Distinguished Sales Club. I'm a member of the West Essex Board of Realtors and Garden State Multiple Listing Service. I'm a full-time Realtor since 1984, and I've closed more than $35 million worth of transactions since 2000.

www.HomesbyKathyBurke.com is brought to you by Kathy Burke
NUMBER1EXPERT™ in real estate for Montclair, Bloomfield and the Caldwells, New Jersey

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People are talking... Read on to See What People Are Saying About me!

What are you telling your friends & family?Tell me how I'm doing!

People are talking...
Read on to See What People Are Saying
About me!

**What are you telling your friends & family?
Tell me how I'm doing!**